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Living Below Your Means; Have You Tried It?

The following is a guest post.  Edwin Alcanter is a business graduate student, who likes to write about practical saving tips and identity theft protection.

Today’s economic crisis is an awakening for all of us. Students, homeowners, young professionals, entrepreneurs, established businesses and the rest are tightening their belts to survive this turmoil. A lot of financial gurus are sharing their expertise, on how to avoid “hand-to mouth” existence, so to speak. They are publishing books; they talked on national TV, in schools and all other platforms, just to spread the word which is to save.

Saving a certain percentage, like 20 percent of your take home pay, or depending on your goal, is the key to survival these days. How to do entails a good financial map. Here are some of the suggestions on how to save up.

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