Tag Archives: Advice

I’m being laid off: Preparing for the Worst

As I mentioned in my previous post…I’m being laid off…yes, I will be officially unemployed exactly 38 days from now….the count-down is on.  Am I little apprehensive?  Yes and No…it depends on how you look at it.   

I’m hopeful that I will find a job so that I can bank my severance and other bonuses, but if I don’t have a job lined up by June 15th, then I will need to prepare for the worst case scenario…i.e. come up with a plan to weather the storm until I find a job.

I cannot stress enough how important it is to plan for things seen and unforeseen.  Change is inevitable whether it be good or bad.  I didn’t really see this lay off coming but, I’m glad that I started an emergency fund years ago just for these types of situations.  That is one of the reasons why I haven’t panicked and I don’t have to take the first job offered to me if I don’t want it…having an emergency fund in place gives me leverage….and that can be powerful. 

With that being said….there are several things that I will be doing while I’m laid off so that I won’t get bored or feel like I am being unproductive.  First I will do some much needed spring cleaning and I still plan to sit for my CFP (Certified Financial Planner) exam in November so the majority of my time will be focused on studying for that.  However, it would be nice to do some volunteer work as well as visit some friends who live out of state. 

Even though I have some activities lined up in case I don’t find a job, the main objective is that I’ll need to rearrange my budget so that I won’t have to dip into my savings to live. 

Continue reading I’m being laid off: Preparing for the Worst

MTM is looking for Reader Bios

The last couple of days, I’ve been opening up more and more and letting you guys learn more about me.  However, it became apparent to me that I didn’t know much about my readers except through the many comments that you guys so kindly leave me.  My Take on Money isn’t all about me  I love interacting with my readers.

As a result, I’ve decided to start the MTM Reader Bio Series.  Each week, I will aim to post a reader bio which will give me (and you) the opportunity to learn more about the readers here on MTM. 


Below are some basic guidelines/questions you should try and cover in your reader bio.

Reader Profile/Background:

  • What’s your name, marital status, do you have any kids?
  • Where are you from (Country or State)?
  • What is your occupation?  Do you like it?  How long have you been doing it?
  • What are your hobbies and interests?
  • Do you have a blog, if so what’s the name and description?
  • Is there anything special you’d like us to know about you?

Continue reading MTM is looking for Reader Bios

My Journey to becoming a Certified Financial Planner (CFP)

I hope that you’ve enjoyed reading my blog posts just as much as I’ve enjoyed writing them.  I’m still considered a newbie to PF (Personal Finance) blogging and let me tell you…it’s no walk in the park.  Why?  Because I care about the quality of content that I post on this blog.  I want my posts to be insightful and informative yet entertaining and colorful. (I’m still working on the colorful and entertaining part). 🙂

Anyway, I know that you don’t really know a lot about me, so I’m taking this opportunity to open up a little and tell you about a goal that I’ve been working on for quite some time. If you’ve read my About Me post, then you do know that I’m a lover of everything personal finance.  This all began some years back when I first started listening to Dave Ramsey and Clark Howard.  Even though their philosophies were different, their passion for personal finance and helping people were the same.  Their impact was so great that it ultimately inspired me to take the leap and start the long journey to becoming a CFP (Certified Financial Planner).

Continue reading My Journey to becoming a Certified Financial Planner (CFP)