How to have a Free Home Phone

Frugal FridaysWelcome to the Frugal Friday edition of MTOM.  As you all know, I’ve made saving money, one of my life-long goals…it’s an addictive hobby to say the least.  Today I’ll show you how you can have a free home phone.  Yes I did say “free”….after you’ve followed my explicit directions below, you won’t have to pay a dime to have a free home phone.

I know what some of you are saying…”Having a home phone is so antiquated” or “everyone uses their cell phone instead of a home phone these days”.   I agree for the most part with this line of thought, however, there are still plenty of people who insist on having a home phone or would get a home phone if they knew they could have it for free.  My parents, for example, have always insisted on having a home phone…they’ve had the same phone number for almost 20 years and they are still paying AT&T (complete choice package) to have it.  They are one in a countless pool of baby boomers who still insist on having a home phone. 

The reason that I have this free home phone is that I’m thinking about going down to a $10/mo. cell phone plan through Airvoice Wireless, which I’ll explain in a future post.

So basically, to get this free home phone, you must have high speed internet (wireless) through your phone or cable company because your free home phone will be through the internet (VOIP). 

The instructions below are simple and easy:

1) Sign-up for Highspeed DSL/Broadband through your local phone company like ATT or through your cable company (use must have a router for wireless service)

2) Get your free home phone number through Google Voice.  You will have to have a gmail account. There are other VOIP services that you can sign up for such as Call Centric, but I’m not sure if the service is free.  I used Google Voice.

3) You will need to purchase a telephone VOIP adapter.  I used OBIHAI (OBI100).  It wasn’t expensive….about $35 if purchased through   You can plug any type of phone into this adapter.  I purchased a VTECH wireless cordless phone system through Wal-mart as well.  One quick note worth mentioning.  Google Voice does not allow you to make 911 calls, however, you can pay $12/yr. through Anveo, who has partnered up with OBI.Click on this link to find out more.  Or you could just use your cell phone to make emergency calls. 

You So there you have it.  If you follow the simple instructions from above, you’ll be talking on your free home phone in no time.

How to see your favorite movies for Less

cooltext676200706-scaleIf you love going to the movies but don’t like paying the steep movie price, then this post is for you.  It seems as though the price of going to the movie theater, these days, has gone up right alongside the price of gas and if you’re on a budget or have a large family…that with refreshments could put a nice size dent in your wallet.   

But don’t fret; here are some great ways to see your favorite movies, in the theater, for less:

Take advantage of theater loyalty programs

For a small upfront fee, most national theater chains offer loyalty cards to its customers and that can mean discounted movie tickets and free refreshments for you after you’ve met the criteria.  So if you love going to the movie theater on a regular basis then taking advantage of the theater loyalty program would be most suitable for you. 

Go at a less popular time

No one wants to get up early on the weekends but it you’re smart, going to the movie before noon can be a great way to see your movie for less.  As a matter of fact, most of the movies are discounted as much as 40% off the regular price of $10-12.50.  If the movie is in 3D then the discount can be even steeper.  Not only will you enjoy paying less than most other movie goers but you’ll also enjoy peace and quiet as well as the advantage of choice/premium seating when going at a less popular time….that’s priceless. 

 Wait for it to go to the dollar theater

Prior to coming out on DVD, most popular movies will make a pit stop at the dollar theater for a couple of weeks.  This is a great way for you to see the movie at 75-90% off but the one caveat is that you’ll have to wait about 8-10 weeks to see it but if paying less is the object then holding out to see your favorite movie at the dollar theater is worth every penny.  This is an ideal way for large families, with kids, to see movies at the theater without paying an arm and a leg.

Frugal Friday: Introducing the Coupon Czarina

Frugal FridaysWelcome to the Frugal Friday edition of My Take on Money.  Every Friday my goal is to bring you exciting ways to save money. 

We all know that one of the best ways to save some hard earned dough is through couponing.  Couponing is not new…it’s been around for years but it really didn’t get popular until TLC kicked it up a notch with the Extreme Couponing reality shows.  Of course, you don’t have to go to the extreme to save money these days.  If you coupon responsibly and only buy what you need, when it goes on sale, then you can reasonably shave 50-75% off of your grocery bill every time you shop.  However, there’s an art to couponing as it takes strategic planning and some perseverance but in the end, it’s very rewarding to see the grocery bill drop in half at the cash register….it’s honestly like an adrenaline rush.

But anyway, check out these great deals from my friend, the Coupon Czarina.

In her own words…

Well I went to CVS and loaded up on Dial Body wash (they have some great new scents out now), Rightguard Bodywash and Deodorant and Pantene shampoo; let’s do the breakdown:

Dial Bodywash—2 for $7, $2 off 2 coupon, and $2 in EB (limit one on this deal) had a CVS coupon for $2 any Body wash.

Right Guard – 2 for $6, $2 off 2 coupon, $2 in EB (6 items was the limit on this so I got 6 products because I had many coupons; 4 body washes and 2 deodorants)

Pantene Shampoo— 2 for $7, $3 off 2, $1 in EB (limit one) Used CVS coupon for $1.50 off any shampoo, had 2 of these.

There was also a deal on any Listerine, Reach or Rembrandt—Spend $10 get $5 in EB.  I had a CVS coupon for $2 off $10 for any Oral product.

Also had CVS coupon for $5 off $15 or more purchase.

I had $23 worth of coupons….my total was almost $40 so I saved over half and got $14 in EB.  Great shopping there.

I also went to Publix and got great deals on vitamins, bodywash Dial and Dove for men, Activia yogurt, Purex detergent, etc.  I saved over $40 the bill came to over $100 but I got it down to $60.  I got steaks, a whole sub, etc.  By the way, Publix has a $5 off coupon when you purchase $15 of either Dial Bodywash, Rightgard Deodorant or Purex Detergent.

Czarina shopping










So there you have it, as you can see the Coupon Czarina saved a good bit using coupons and you can too. 

Do you like to coupon? What are some great deals you took advantage of using coupons?

"One Women's Perspective on Money, Life and Everything Else….."