Category Archives: Personal Stories

Happiness found in a cookie….it’s the small things that make me happy.

Happy Tuesday guys.  Lately, I’ve been going to Barnes & Noble most evenings after work to study for the CFP exam, which I’m scheduled to take this coming November.  However, I never can sit in the cafe area, which is actually a Starbucks, without purchasing something.  To tell you the truth, I’m not all that keen on the coffee, it’s too strong for me, but Lord help me, I love the pastries and especially that salted caramel toffee cookie….it is to die for.  I find myself buying one every time I’m there.  As a matter of fact, I bought one yesterday.  I’m beginning to think that this little cookie is fast becoming one of my weaknesses….I can’t help it….I love those cookies. I find myself getting excited and longing for one every time I know that I’m going to go to B&N.  Am I coming to study or is it the cookie?  I don’t know….it’s both!

Okay, I know, what you’re thinking…”this girl is crazy talking about a cookie…aren’t there other things more important in life to talk about?”  Yes indeed there are more important things going on in the world other than my addiction to salted caramel toffee cookies but isn’t it just a great feeling to take your mind off the problems of the world every now and again?  Believe me, there will always be something going on that holds our attention.  If it isn’t global warming, then it’s terrorist plots stateside or in the Middle East or the price of gas climbing another .20 cents/gal.  I guess what I’m trying to say is that, every now and again, you should just sit back and think about the little things that make your life or your day happy, i.e. mellow in the moment a little….life is already hard enough.  We’ve all got bills, bills, and more bills….and the majority of us have no choice but to get up everyday and punch the clock.  I’m hoping to exit the stage left of the 9-5 rat race soon, but for now, I’m apart of the gang.

So go ahead, have that latte every now and again if that makes you happy, or if your idea of happiness is kicking back on the front porch or hanging out in the park playing softball….don’t let anyone deter you from doing it because you surely do deserve it.  As for me…I’m going to keep eating my salted caramel toffee cookies and I’m going to eat it slow and savor the goodness and smile and concentrate on the good things in life.

What small simple things do you do that make you happy?



Job Layoff : The Good and the Bad of it All

My job layoff date is fast approaching.  I knew that it was coming so this job layoff is not taking me by surprised.  I am currently planning the next phase of my life….but to be honest with you….I’m sort of in limbo.  You see, there’s a part of me that thinks I should go back into the rat race of life by finding a traditional job and just pick right back up from where I left off.  Then there’s a part of me that is begging for freedom from the rat race.  There’s a part of me that longs for adventure and being in charge of my own future.  I guess reading so many Personal Finance blogs and self-help books are somewhat to blame.

But anyway, as I reflect back on my time at my current place of employment, I’ve experienced some ups and downs…some good and bad times.

The Good

There are many good things that I can honestly say that I will take away from this job.  I’ve made some good friendships and you know good friendships are hard to come by.  I’ve learned some new systems and processes….so I’ve enhanced my skill-set.  That’s always a good thing especially when looking for a new job. This job was the catalyst for my decision to eventually change careers and become a CFP (Certified Financial Planner).  It made me realize that I wanted more out of life and that I could find a career that was both rewarding and fulfilling.

The Bad

This job layoff has made me realize that I hate traffic and that I have road rage.  It made me realize that I hate being micro-managed which is one the reasons why I feel that I need to eventually work for myself…I like freedom and making my own decisions.  Working for this company has forced me come to the realization that the glass ceiling does indeed exist.   You can only go as far as someone will let you.  No matter what, if someone doesn’t like you or the color of your skin or your gender….they don’t have to promote you.  Yes that’s illegal but people get away with it every day.  That’s the corporate world and I don’t like playing the corporate game….I’m not good at it.

Bottom line,  the job layoff is turning out to be blessing in disguise.  I don’t regret the good and the bad times I’ve experienced working for this company.  It’s a part of my resume of life as it has built character and wisdom in me.

What good and bad experiences have you encountered that’s helped shape your life today?  Have you ever experienced a job layoff?

I’m being laid off: Preparing for the Worst

As I mentioned in my previous post…I’m being laid off…yes, I will be officially unemployed exactly 38 days from now….the count-down is on.  Am I little apprehensive?  Yes and No…it depends on how you look at it.   

I’m hopeful that I will find a job so that I can bank my severance and other bonuses, but if I don’t have a job lined up by June 15th, then I will need to prepare for the worst case scenario…i.e. come up with a plan to weather the storm until I find a job.

I cannot stress enough how important it is to plan for things seen and unforeseen.  Change is inevitable whether it be good or bad.  I didn’t really see this lay off coming but, I’m glad that I started an emergency fund years ago just for these types of situations.  That is one of the reasons why I haven’t panicked and I don’t have to take the first job offered to me if I don’t want it…having an emergency fund in place gives me leverage….and that can be powerful. 

With that being said….there are several things that I will be doing while I’m laid off so that I won’t get bored or feel like I am being unproductive.  First I will do some much needed spring cleaning and I still plan to sit for my CFP (Certified Financial Planner) exam in November so the majority of my time will be focused on studying for that.  However, it would be nice to do some volunteer work as well as visit some friends who live out of state. 

Even though I have some activities lined up in case I don’t find a job, the main objective is that I’ll need to rearrange my budget so that I won’t have to dip into my savings to live. 

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